The best way to stay on top of your bills and expenses is to keep track of them. Gone are the times where one spends hours at home trying to balance a personal checkbook. Nowadays, many online services can help you easily to monitor your finances, such as Geezeo, Buxfer and Mint.
Geezeo is easy to use, which makes it appealing to beginners. After signing up for an account, users can add account information as well as loan, credit cards and investments. Geezeo will track all the changes in those accounts once added. Geezeo creates a budget for you and sets goals to see how well you’re managing your money. It also generates reports to help you stand financially.
Buxfer really shines is in its simplicity. The service features easy-to-understand tabs that provide step-by-step instructions on how to add accounts, see reports, and create budgets. That said, Buxfer’s reports leave much to be desired and they generally tend to offer simple information instead of more important data like estimates and projections. I should note that projections are available, but only in the premium version of the service. Buxfer is simple, safe and responsive. If you’re looking for something basic, it’s a great place to start.
Mint is similar to its competitors, it allows you to input account and credit card information, as well as create a personal budget and manage investments. Its core function is to look at your spending habits and recommend offers that will help you save money. If you have a high-interest credit card, or you’re spending too much on a bill, Mint’s advertising network will find offers from partners and suggest you sign-up for the respective service. Mint requires you to give it your account information to track your financial data.